Fifteen Year Mortgage Rates Today

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

Use annual percentage rate apr, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.

Current Chase Mortgage Rates for Purchase Chase’s competitive mortgage rates are backed by an experienced staff of mortgage professionals. The interest rate table below is updated daily, Monday through Friday, to give you the most current purchase rates when choosing a home loan.

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Mortgage rates continued their move lower as 2018 comes to an end. Average 30 year mortgage rates today are at 4.61 percent, down from the prior week’s average 30 year mortgage rate of 4.67 percent. Current mortgage rates on 15 year fixed loans are averaging 3.78 percent, a decline from last week’s average 15 year rate of 3.84 percent.

New South Mortgage Rates Diverse mortgage options for qualifying homebuyers and homeowners . BankSouth Mortgage offers a variety of fixed rate, adjustable rate and jumbo mortgages – each with a wide range of down payment options that result in immediate equity in a new home.Borrowing Rate Vs Lending Rate Finding the right way to borrow. a short-term loan. Some borrowers turn to payday loans to meet their needs for quick funding, but this is a very bad idea because payday loans have ridiculous fees.

A 15-year fixed-rate mortgage maintains the same interest rate and monthly payment over the 15-year loan period. The 15 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate. But monthly payments are usually higher than with other mortgages.

This time last year, the 15-year FRM came in at 4.02%. The five-year Treasury-indexed hybrid adjustable-rate mortgage.

After 15 years, you no longer have a mortgage to pay and it is paid in full. This is a full 15 years less than a conventional mortgage. At today’s rates, the first payment on a 15-year mortgage is 66% principle and 34% interest, while the first payment on a 30-year fixed mortgage is 35% principal and 65%.

Chris Sykes, mortgage consultant at broker Private Finance, said: “This exciting new offering from Virgin Money is great news for consumers looking to lock into today’s low rates on a long-term basis..